Add Finmo to your AI agent
Finmo provides payment collection, payouts, wallets, foreign exchange, virtual accounts, and transaction management for businesses.
- Things your agent can do in Finmo
- 19
Things your AI can do in Finmo
Your FormWise AI can handle any of these in Finmo — on its own, without you needing to click a button.
Create Customer
Create a real production Finmo customer profile containing personal or company identity data. This stores PII, mutates production, and may start identity-verification or other compliance workflows, but does not itself move money. Confirm that the customer has authorized this processing and supply the organization-specific documented fields. Use a unique idempotency_key and reuse it only for an identical retry.
Create Payin
Create a real production payin that can collect money from a customer and credit a customer or merchant wallet. This has real financial effects. First call FINMO_LIST_PAYIN_METHODS and FINMO_GET_PAYIN_METHOD_REQUIREMENTS, then supply exactly the selected method's required parameters. Reuse the same idempotency_key only for an identical retry within 8 days. A 499 or 504 may mean Finmo already processed the payment: do not blindly retry; check the payin or transaction state with the same merchant reference, or contact Finmo.
Create Payout
Send real production funds from a Finmo wallet to a beneficiary. This reserves and can irreversibly transfer money. First call FINMO_LIST_PAYOUT_METHODS and FINMO_GET_PAYOUT_METHOD_REQUIREMENTS, verify the beneficiary and available wallet balance, and obtain approval for the exact destination and amount. Use a unique idempotency_key and reuse it only for an identical retry within 8 days. Supply either stored tokens or the documented inline sender and beneficiary data. Cross-currency payouts require a matching Finmo fx_rate_id. A 499 or 504 may mean Finmo already processed the payout: never retry blindly; check payout or transaction state using the merchant reference, or contact Finmo.
Create Payout Beneficiary
Create a real payout beneficiary in the connected Finmo production account. This does not move money, but Finmo stores the supplied sensitive bank, proxy, identity, and contact data and the record can enable later payouts. First call FINMO_LIST_PAYOUT_METHODS and FINMO_GET_PAYOUT_METHOD_REQUIREMENTS, then provide only the selected method's required destination and identity fields. A newly created beneficiary may take 24 hours to activate. Reuse idempotency_key only for an identical retry.
Create Refund
Issue a real production full refund for a completed Finmo payin. This moves real money, debits or holds funds in the payin wallet, may incur fees, and may be irreversible. Before calling, verify the payin is refundable and that the full refund is intended. Use a unique idempotency_key and reuse it only for an identical retry within 8 days.
Get Payin Method Requirements
Return the dynamic required fields, validation regexes, limits, instructions, and capabilities for one Finmo payin method. Call this immediately before constructing a payin request.
Get Payment
Get one payin, payout, or refund by its Finmo reference ID. Use this after an ambiguous timeout before retrying a money-moving request with the same idempotency key.
Get Payout Method Requirements
Return the dynamic payout, beneficiary, and sender field requirements for one Finmo payout method. Use it before creating a beneficiary or moving money.
Get Wallet
Get one wallet and its currency accounts, including actual and available balances. Reading balances is sensitive but does not move funds.
List Customers
List one page of individual or company customer profiles and wallet-readiness state. Returns a continuation cursor when more customers are available.
List Payin Methods
List one page of enabled ways to collect money for a country and currency, with a continuation cursor when more results exist. Use FINMO_GET_PAYIN_METHOD_REQUIREMENTS before creating a payin because required fields vary by method.
List Payins
List inbound payment attempts with status, method, customer, wallet, and time filters. Returns one page and a continuation cursor.
Show 7 more things it can do
List Payout Beneficiaries
List one page of stored payout beneficiaries and their destination details. Returns a continuation cursor when more beneficiaries are available; use payout method discovery to assess rail suitability.
List Payout Methods
List one page of enabled payout rails for a sender and beneficiary country/currency pair. Results may use wildcard sender values. Inspect the returned beneficiary requirements, then call FINMO_GET_PAYOUT_METHOD_REQUIREMENTS for current beneficiary and sender fields before creating a payout or beneficiary. Returns a continuation cursor when more methods are available.
List Payouts
List one page of outbound payments with status, payout method, and time filters. Returns a continuation cursor when more payouts are available.
List Refunds
List one page of refunds with status, originating payin, amount, and time filters. Returns a continuation cursor when more refunds are available.
List Transactions
List organization-level financial transactions for reconciliation, filtered by customer, event type, settlement, reconciliation, or time. Returns one page and a continuation cursor.
List Wallets
List one page of Finmo wallets available to the connected organization or a customer. Returns a continuation cursor when more wallets are available. Summaries exclude balances; use FINMO_GET_WALLET for wallet accounts and balances.
Transfer Wallet Funds
Move real production funds immediately between two Finmo wallets. This money-moving operation may be irreversible. Before calling, use FINMO_GET_WALLET on both wallets to verify the exact destination, active currency accounts, and sufficient source available balance for the amount and currency. Use a unique idempotency_key and reuse it only for an identical retry within 8 days. After an ambiguous failure, check transfer and transaction state before retrying.
Built for the way you actually work
No code, no engineers
Connect in a few clicks and start using your AI right away. If you can use the apps you already love, you can do this.
Sounds like you, not like a bot
Train your AI on your offer, your voice, and the way you actually talk to clients — it picks up where you leave off.
Plugs into the stack you already use
No need to rip out your CRM, your scheduler, or your email tool. Your AI works inside the apps running your business today.
Your data stays yours
Client conversations, lists, and credentials are scoped to your workspace. Nothing gets shared, sold, or used to train anyone else’s AI.
What you can do once Finmo is connected
Onboard new clients without lifting a finger
When someone signs up, your AI greets them, sets up their next step in Finmo, and keeps the momentum going — even at 2am.
Reply to leads in seconds, not days
Your AI watches Finmo for new inquiries, answers questions in your voice, and books the call before they cool off.
Get your weekends back
Hand off the repetitive Finmo work — follow-ups, reminders, updates, simple admin — and stop being the bottleneck in your own business.
How to connect Finmo to your agent
- 1
Start using FormWise for free
Sign up in under a minute.
- 2
Find Finmo in your connected apps
Inside FormWise, go to Settings → Connected Services and look for Finmo.
- 3
Hit "Connect"
Click "Connect Finmo" and log in like you normally would. We only ask for the permissions your AI actually needs.
- 4
Tell your AI what to do in Finmo
Build a quick AI Agent (it's like writing instructions, not code), and pick the Finmo actions you want your AI to handle.
- 5
Watch it run
Send it a real-world task and watch your AI take care of Finmo for you. Tweak the wording until it feels just right.
Powered by the AI you already trust
Your Finmo workflow runs on the same world-class AI used by ChatGPT, Claude, and Gemini. We handle the technical part — you just tell your AI what to do, in plain English.
- OpenAI
- Anthropic Claude
- Google Gemini
Questions other Finmo users had before signing up
Do I need to know how to code?
Not even a little. If you can use Finmo today, you can set this up. You'll connect Finmo, tell your AI what it should help with, and you're live. The whole thing is built for coaches, course creators, agencies, and operators — not engineers.
Will my clients know they're talking to an AI?
Only if you want them to. Your FormWise AI is trained on your voice, your offer, and the way you actually communicate — so it sounds like a thoughtful team member, not a clunky chatbot. Most people can't tell.
Can I make it sound like me?
Yes. You can give your AI examples of how you write, the questions you usually ask new clients, the way you handle objections, and the language you use about your offer. The more you give it, the more it sounds like you wrote it.
What if I want to take over a conversation?
You're always in control. You can step in at any point, take over from your AI, or stop it from sending messages until you've reviewed them. Think of it as a teammate, not a replacement.
Is my client data safe?
Yes. Your Finmo login and client information stay scoped to your workspace. We don't sell it, we don't share it, and we don't use your data to train anyone else's AI. You can disconnect Finmo or delete everything any time.
What happens when Finmo updates their app?
We handle it. When Finmo adds new features or changes how something works, we update the integration in the background. You don't have to do anything — your AI just keeps working.
How fast can I actually get this running?
Most people are up and running the same day they sign up. Connecting Finmo takes a few minutes. Teaching your AI to handle the work the way you'd want it done is the part worth slowing down for.
What is FormWise?
FormWise is the AI agent builder for coaches, course creators, and agencies. You connect the apps you already use — like Finmo — train your AI on your offer and voice, and let it handle the work you've been doing manually: onboarding, follow-ups, support, admin. No code, no developers, no engineering team required.
Can I sell AI agents to my clients?
Yes. A lot of FormWise users build AI assistants and sell them as part of their offer — done-for-you AI setups, white-label assistants for client businesses, custom GPTs trained on a client's brand. You can charge a setup fee, a monthly retainer, or both.
Can I embed my AI on my website or in my course?
Yes. Every AI you build in FormWise can be embedded on your site, dropped into your course platform, or shared as a standalone link. Your clients and students just open it like any other web page — no app to download, no login hoops.
Do I need to know anything about AI to use this?
No. If you can describe what you want your AI to do in plain English — "greet new clients, ask these 3 questions, book them a call" — FormWise can build it. We handle the models, the prompts, the connections. You handle the part you already know: what your business actually needs.
About Finmo on FormWise
Finmo provides payment collection, payouts, wallets, foreign exchange, virtual accounts, and transaction management for businesses.
Connect Finmo once and your FormWise AI gets 19 things it can do inside it. That means your AI can handle the Finmo work in your business — the messages, the updates, the follow-ups, the admin — the way you would, just faster and around the clock.
You don't need to know how any of it works under the hood. We take care of keeping the connection alive, retrying if something fails, and making sure your data only ever moves where you tell it to.
New to Finmo? Take a look at finmo.net.
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Stop doing the Finmo work yourself
Hand it off to an AI assistant that sounds like you, works around the clock, and never forgets a follow-up. Free to start.